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10 Year Fix at 5.05%
Comments
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Have a look at this:http://business.timesonline.co.uk/tol/business/money/mortgages/article1570892.ece
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The mortgage has a 5.49 per cent rate with no early repayment charges after the first 10 years. There is a £599 arrangement fee. Nationwide hopes that the security of fixed monthly payments will appeal to home buyers needing to borrow large amounts to afford ever-higher house pricesAny posts by myself are my opinion ONLY. They should never be taken as correct or factual without confirmation from a legal professional. All information is given without prejudice or liability.0 -
Not sure where you are applying, but we've just gone for a 10 year fixed rate of 4.95, with the Derbyshire Building society.
The application fee is £849, which is payable before completion, there is also a booking fee of £150 (totaling £999, all payable before completion, not added to the mortgage).
Funnily enough they also do 5.05% for a 10% deposit.0 -
Not sure where you are applying, but we've just gone for a 10 year fixed rate of 4.95, with the Derbyshire Building society.
The application fee is £849, which is payable before completion, there is also a booking fee of £150 (totaling £999, all payable before completion, not added to the mortgage).
Funnily enough they also do 5.05% for a 10% deposit.
I think you've found the source!0 -
They'll have a busy office in the morning
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You sussed it - it's the Derbyshire. They've got some really good deals I think.
Unfortunately I don't think I will be applying afterall - I found out from my broker today that (a) my current company are willing to give me a 3 week extension on my current 4.89% 2 yr fix deal, and (b) if I decide not to go with them, I will lose not only the £280 valuation fee, but also the £499 product fee which we added to the mortgage (it seems strange to have to pay a product fee if you don't actually accept the product, but hey). That's with Alliance & Leicester.
So good luck everyone who goes with the Derbyshire.0 -
i'm interested in this deal but i need a 5.25 times my salary is it a straight no no or is worth trying derbyshire?Listen to what people say, but watch what people what people do!!0
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