Tesco pay at pump for petrol

fivetide

Used to be a cracking trick as a student though.

No money in the bank on a weekend? No problem.... Tesco... packet of polos and £20 cashback please.

The machine only checks available funds for serious transactions (I think it was over £40) so anything under that and it would give you the money even if you didn't have it.

5t.

lilibet1

you really do learn things on here lol

AndyD83

I do this all the time especially at the end of the month when im skint.
As long as there is £1 in my account I insert my debit card in to the petrol pump and can fill up to £99. The money is normally taken from my account 3 days after the transaction.
If im really skint and need money for something else ill fill up a freinds or family's car for them and nock a fiver off to make it worth their while! Not very practical I know but sometimes these days you have to just survive!

AndyD83

fivetide wrote: »

Used to be a cracking trick as a student though.

No money in the bank on a weekend? No problem.... Tesco... packet of polos and £20 cashback please.

The machine only checks available funds for serious transactions (I think it was over £40) so anything under that and it would give you the money even if you didn't have it.

5t.

Really? I fill up my car or a freinds at the tesco pay at pump when im skint! As long as there is £1 in my account then I can fill up to £99! When you ask for cash back does it not check your balance just like the petrol pump?

Strider590

MABLE wrote: »

However I got distracted and left the pay at pump for a few minutes
with the car still there.

Hintza wrote: »

The mind boggles!

Yeah, this is what i'm wondering....... I'd be f**king sat there behind leaning on the horn.
Why is it I can put £70 worth of fuel in my car and be off the forecourt within a few minutes, but some people seem to take forever!?!?!?
And why do certain people need to sit there for 20 minutes counting their change afterwards?

custardy

lilibet1 wrote: »

I'm-lost, I just wondered how you can fill up if you're skint, does it not take an authorisation for the amount of fuel you use? Surely someone could put 99.00 fuel in but not have the money in the bank or an overdraft to cover it? Seems strange to me. Any ideas?

in my younger days I used pay at pump to tide me over till pay day,for this very reason

Peter999_2

It was even better in my younger days.

Asda used to cash cheques for free in-store. At the end of the month when I had no money I would cash in £50 cheques.

Abbey National would then write me a letter saying that I was overdrawn but on this occasion they would pay the money (didn't really have a choice - it was with a £50 cheque guarantee card). Even better was that back then they didn't charge a fee if they paid the cheque (if they had bounced it they would have charged me £20).

I used this for about 5 years and it worked fine. A while later they got wise to it and starting charging £15 for paying a cheque when there wasn't enough to cover it in the account. The bank manager did once tell me it was illegal to cash in cheques without having the funds in the account and I could go to jail!

It was this sort of thing that keeps you afloat when you are seriously skint.

vikingaero

Most banks have differing types of debit card. For instance RBS Group cards are either purple for use in all transactions or blue which are effectively the old Electron type cards that cannot be used for pay at pump type transactions.

Other banks handle cards with different "permissions" with differing first numbers for example 4567 which may be full use cards and 4590 which could be restricted.

harveybobbles

I think each bank is different. If I use my Co Op debit card for pay at pump it says maximum fill £60. If I use my Nationwide debit card it says maximum fill £100.

[Deleted User]

Peter999 wrote: »

It was even better in my younger days.

Asda used to cash cheques for free in-store. At the end of the month when I had no money I would cash in £50 cheques.

Abbey National would then write me a letter saying that I was overdrawn but on this occasion they would pay the money (didn't really have a choice - it was with a £50 cheque guarantee card). Even better was that back then they didn't charge a fee if they paid the cheque (if they had bounced it they would have charged me £20).

I used this for about 5 years and it worked fine. A while later they got wise to it and starting charging £15 for paying a cheque when there wasn't enough to cover it in the account. The bank manager did once tell me it was illegal to cash in cheques without having the funds in the account and I could go to jail!

It was this sort of thing that keeps you afloat when you are seriously skint.

Someone at my last job did this back when retailers still took cheques. Bought £50 of stuff using cheque and guarantee card. Went out the shop and came back in 10 minutes later to return the stuff and get £50 cash refund.

Did it a few times over a month until they got a letter of warning from the manager for doing it.