We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Why do I have a bad credit score?
101hassle
Posts: 57 Forumite
in Credit cards
My credit score won't even permit me to get a mobile contract. I'm miffed. Currently I do have a contract with vodafone that I've had since february but can't get a new one..
Here's what I've done in my life of 24 years so far:
Had an unsecured loan of £6000 which has been paid down to its last £300.
Owned a mobile contract since February 2012.
An overdraft at my bank of £1250.
BUT STILL.. My credit history is so bad i can't even get a mobile contract.
Any experts know why? (also please move this thread if it's in wrong section, thanks).
Here's what I've done in my life of 24 years so far:
Had an unsecured loan of £6000 which has been paid down to its last £300.
Owned a mobile contract since February 2012.
An overdraft at my bank of £1250.
BUT STILL.. My credit history is so bad i can't even get a mobile contract.
Any experts know why? (also please move this thread if it's in wrong section, thanks).
I work a 45 hour week. 12 hours round trip every day.
My money I have I invest on my blog. Any questions or help offered? I'd love to hear from you.
My money I have I invest on my blog. Any questions or help offered? I'd love to hear from you.
0
Comments
-
You wouldn't know your credit score as its private only to a lender when they score your application.0
-
My credit score won't even permit me to get a mobile contract. I'm miffed. Currently I do have a contract with vodafone that I've had since february but can't get a new one..
Here's what I've done in my life of 24 years so far:
Had an unsecured loan of £6000 which has been paid down to its last £300.
Owned a mobile contract since February 2012.
An overdraft at my bank of £1250.
BUT STILL.. My credit history is so bad i can't even get a mobile contract.
Any experts know why? (also please move this thread if it's in wrong section, thanks).
I'd take a look at all your other posts. You'll find the answer very quickly !0 -
You should request your credit report from the 3 main companies, Experian, Eqiuifax and Call Credit(or Noddle) and see what accounts they have listed.
After seeing above post, good explanation.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards