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CRA's worthless scoring system should be made a sticky..
Comments
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75% in favour.0
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They should stop calling them credit scores. They are not a credit score. They are just a numerical representation of the data the CRA holds about you. The CRAs even admit this in their small print. Blatent misselling.0
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Bump...bump0
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Annual salary of £50k
No missed payments on direct debits or credit cards.
Always pay way over the minimum on cards.
No mortgage.
No rent.
No loans.
Three credit cards, one with nothing owed, two with about 50% owed.
Savings in bank.
Yet, Experian shows very poor score, Equifax shows fair score.
I voted yes
Life is now good0
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