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Cant get credit anywhere!!

Iv been trying to get credit everywhere to help improve my home and wanting to get a pay monthly contract phone but cant get credit anywhere because i have no credit history, how would i go about this because everywhere says you only need to be legally 18 which i am but still cant get credit anywhere???? someone help me pleaseee :(:(

Comments

  • Go for a pay monthly sim only contract first for few months then you can be able to upgrade it to a full mobile contract. By doing this so you will get some credit history then afterwards you can try vanquis and aqua credit cards..
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    a fact or two is sometimes helpful



    are you employed?
    whats your income?
    on the electoral roll?
    what's your age?
    do you have a bank a/c?
    what do your credit files say?
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