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Further problems found after final settlement of buildings claim
dori2o
Posts: 8,150 Forumite
We recently received a full and final settlement payment for a buildings/contents insurance claim on our house following a gas explosion in a neighbouring street, but have now discovered there is further damage to the property that was not apparent at the time of the claim.
Will we now have to make a further seperate claim and pay a further excess, or will it form part of the original blast damage claim?
Will we now have to make a further seperate claim and pay a further excess, or will it form part of the original blast damage claim?
[SIZE=-1]To equate judgement and wisdom with occupation is at best . . . insulting.
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Comments
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If you can prove the damage relates to the previous incident, then it will be a continuation of that claim. If not it will be a new claim.The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0
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So what does "full & final settlement" mean in a case like this?0
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So what does "full & final settlement" mean in a case like this?
Yes I can see what you are driving at. If the claim was settled by a third party or there is some form of agreement that any claim settlement was 'full and final' they might not reopen it, without a struggle.The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0
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