first time buyer who to mortgage with

smegy9

the advisor is on hols however and I would like to put an offer in for a flat on tuesday next week on the closing date.

I need to know if I can borrow the money first though

MortgageMamma

Then use another adviser, find a product you are happy with, and get them to obtain an agreement in principle from the lender

regarding your adviser who is on hols, most advisers have locum arrangements, its a requirement by our regulator has he/she not left you with the details of anyone who will be helping out until they return?

herbiesjp

Indeed, if speed is of the essence you will have to get another adviser to do the work for you.

Getting the mortgage agreed for you can be very quick, and will at least let you see what your mortgage buying power is, which is very important to find out before the closing date