We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Cancellation Rights?

Hi just wondered if someone could advice pls through experience? We have a cruise/fly to Australia, New Zealand. I am not sure my wife's health will be up to the flight now.The cruise is booked through 'Readers Offers' which states numbers of days since booking affecting how much deposit is lost. Nothing is mentioned about if you have a doctor's sick note?

I was just wondering how much of your deposit you would lose if you cancel & have a letter from your GP?

Appreciate any help

Thx
joe2cool

Comments

  • malkie76
    malkie76 Posts: 6,170 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Company will retain deposit, and depending on their T&C that you agreed to, they might chase you for more.

    However, don't fear - you'll be completely covered (including deposit) by your travel insurance. They'll pay you back everything, less whatever your excess is (check your paperwork)
    Legal team on standby
  • joe2cool
    joe2cool Posts: 4,121 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hi thx for quick reply, didn't realise insurance would pay full deposit? Did think GP's note might help?
    joe2cool
  • isplumm
    isplumm Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    joe2cool wrote: »
    Hi thx for quick reply, didn't realise insurance would pay full deposit? Did think GP's note might help?

    Hi,

    If you have travel insurance - then I would call them & explain the situation - they will be able to help - they will tell you want is required.

    Mark
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • mcfisco
    mcfisco Posts: 1,957 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You need to speak to your insurers ASAP - they will expect you to mitigate any loss so please act now
  • Flugelhorn
    Flugelhorn Posts: 7,575 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You often don;t need a note from the GP as the insurers will send a form to the GP to complete asking what the illness is and when you were advised that she was not fit to travel etc.
  • Incapuppy
    Incapuppy Posts: 5,713 Forumite
    malkie76 wrote: »
    However, don't fear - you'll be completely covered (including deposit) by your travel insurance. They'll pay you back everything, less whatever your excess is (check your paperwork)

    I agree, providing of course that if your wife's deteriorating health is related to a pre-existing medical condition that that was declared to and accepted by the insurers.
  • joe2cool
    joe2cool Posts: 4,121 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Cheers guys appreciated will check..............
    joe2cool
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.