CFA agreements with RTA Solicitors

kitegirl

Hello!

I had a non fault RTA last week, was stationary when a guy came barreling up to a 3-lane red light without stopping, and wiped about 3 or 4 of us all out. Police attended, cautioned, statemented and breathalysed everyone. Driver admitted fault at scene.

CAlled my insurance who have given me a hire car, his insurance have also written to me begging to deal direct with them (why would I pay my insurance if not to just call them and get them to deal with it?) and i've been appointed a solicitor by the insurance co.

Now this solicitor wants me to sign a CFA agreement up front. As far as i'm aware I don't see why I should need to? As isn't this what i have legal expenses cover for on my car insurance?

I have queried it with them but they just said 'it's just insurance to cover you just incase of any eventuality, but it's non fault so there shouldn't be any dispute and no matter what you won't have to pay anything' but I believe with a CFA theoritcally if I lost, I could be liable for costs?

Is this just another scam?

It's all a bit of a nightmare after an accident isn't it!

Many thanks,