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being charged purchase interest ?

emmaBZ
Posts: 760 Forumite
in Credit cards
OH got a cap1 credit card and i have just noticed hes being charged aprox £11 every month for "purchase interest" now the card has ever been used only to balance transfer when we first got it....so never purchased anything with card ....should he be paying purchase interest....?
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OH got a cap1 credit card and i have just noticed hes being charged aprox £11 every month for "purchase interest" now the card has ever been used only to balance transfer when we first got it....so never purchased anything with card ....should he be paying purchase interest....?
HAs the OH ever been late or missed a payment? If so, it is possible that the late fees are classed under the purchase plan.
If not give Capital One a call and they will take a look at it.Regards, Robin.2011 MFW # 34
Mortgage starting balance at Sept 09 - £127,224 on 30 year term. Currently balance approx £116,945 (Updated Jan '12)
Estimated MFD - [STRIKE]Sept 2039[/STRIKE], April 2031 (in progress!)0
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