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house sale dilema
cuddles21
Posts: 8 Forumite
It's hard to believe that 1 yr ago i was landed with a huge bombshell that out the blue my husband of 10yrs left me for a man which is hard enough to come to terms with, but anyway divorce now final and although his partner has tried to destroy me for no valid reason other than i stood my ground and didnt let them walk away with everything i owned aswell as what ex owned. ex has declared himself bankrupt and our jointly owned home has stood empty for for a while now and i have done all viewings whilst on market whenever we cause problems i.e not respond to solicitors and lost previous buyers now as he is bankrupt we have offer but he has now said wants home repossessed will not sign for sale the mortgage co. are starting
with letters threatening legal proceedings now as when he left he stopped paying joint loans and then at end of last year stopped paying mortgage i have not been able to keep up with arrears so bank kept giving some time for the house to sell but now even though a buyer is in place bank not interested in what i want to happen ex seems to have final say as he wants
home repossessed his official receivers are not interested only interested in
beneficial interest and say he has legal title and they cant get involved my solicitor has tried every avenue apart from courts as he said his bankruptcy would cause a problem i know this sounds absolutely ridiculous situation but i am desperate for any suggestions on what to do.
with letters threatening legal proceedings now as when he left he stopped paying joint loans and then at end of last year stopped paying mortgage i have not been able to keep up with arrears so bank kept giving some time for the house to sell but now even though a buyer is in place bank not interested in what i want to happen ex seems to have final say as he wants
home repossessed his official receivers are not interested only interested in
beneficial interest and say he has legal title and they cant get involved my solicitor has tried every avenue apart from courts as he said his bankruptcy would cause a problem i know this sounds absolutely ridiculous situation but i am desperate for any suggestions on what to do.
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Comments
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eek!
post on the bankruptcy board, there have been a few threads there about beneficial interest and how the OR deals with it.
Check whatever he says with your solicitor, you don't need to believe what he says, it may not be the truth.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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