Temporary insurance? HELP.

persil

Hello, would be really grateful for any help with this: we are buyng a little Ford Ka as a first car for my niece. It will be registered and insured in my brother's name etc.
However, I need to be insured on it to drive it away and to them-is it temporary insurance I need? My current ins doesn't cover me and insurer doesn't offer temp insurance.
Would be grateful for any advice.

Thanks

InsideInsurance

You have four choices:

1) Buy temp insurance - tends to be a high day cost but possibly cheapest if just for a couple of days

2) Add vehicle to your policy as Temporary Additional Vehicle - often is fairly cheap, especially if your policy has no named drivers, but often attracts an admin fee hence pushing it higher than 1

3) Get them to insure the vehicle and add you as a Temporary Additional Driver - again you've got an admin fee to pay which can push prices up

4) Get them to insure the vehicle and add you as a named driver - no admin fee but your going to be covered for the full year, depending on your age, history etc then this may actually decrease the insurance cost or increase it

rs65

InsideInsurance wrote: »

You have four choices:

Fifth choice - hire someone with a flat bed recovery truck.

Sixth choice - get your brother to collect it.

TSx

Just the usual advice surrounding it - if your brother is insuring it is he declaring your niece as the main driver?

persil

Hello,

Thank you to all for the responses.
InsideInsurance: thank you for the very comprehensive answer, very much appreciated.