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Credit Ratings?

If I have poor/average credit rating, whatcan I do to boost up my ratings significantly?

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Whats the cause of your poor/ average rating?
  • Theresonly1
    Theresonly1 Posts: 139 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Whats the cause of your poor/ average rating?

    i don't know..what could it be?
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    How do you know you have a poor/ average rating? If its from one of the CRA's silly websites then they will say what the "negative factors" are

    Could be anything from defaults/ CCJs through late payments, over limits through high utilisation, high volume of lines to lack of history or association with someone with a poor history.
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