Using Barclaycard to get cash

Eliza_2

Can anyone advise please? I've just checked my bank account this morning and someone who owes my business money hasn't paid it in as promised. I'm sure they will, I think they might be away and some people just don't understand the urgency to pay small businesses. It means that I can't make a payment due tomorrow. I need to raise 2000 or so. This is well within my personal Barclaycard credit limit but can I take this much out in cash? My cash limit online shows as around £4000. How do I do it?

I know it's an expensive way to do it but I don't know any other option. My business bank account doesn't have an overdraft facility and I only have one other credit card and my personal bank account doesn't have this amount in it either. I will be able to repay the card within 2 weeks even if this person doesn't pay me.

I've never been in this situation before - can anyone either suggest another option or let me know if I can use the Barclaycard.

Thank you.

zerog

Go to a branch and ask them to give you a temporary overdraft?

[Deleted User]

or dont make the payment till you get paid?

baby_frogmella

Eliza wrote: »

I've never been in this situation before - can anyone either suggest another option or let me know if I can use the Barclaycard.

I withdraw cash on my Barclaycard now and again and never had a problem...nor has it affected my credit rating (I do pay it off in full by payment due date though) Just pop into your local Barclays branch with your card & photo ID and they'll sort you out. Just bear in mind that you'll get charged a cash advance fee (around 3%) and interest will be charged until repaid in full.

sharpy2010

So as a one off, it'll cost you sixty quid + a score or so in interest... Not great, but not the end of the world. Pop into the bank and they'll give you cash there and then.