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Norwich and Peterborough debit card abroad

Hi, does anyone know if its worth telling Norwich and Peterborough that your going abroad? Do they just put a note on the account or do they actually put a flag on the debit card that lessens the chance of transactions getting referred?
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Comments

  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You should always tell any card issuer your travelling abroad.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    stclair wrote: »
    You should always tell any card issuer your travelling abroad.

    I know but I was wondering if it would do any good, for example whenever I tell Lloyds they take no notice anyway but American Express always tell me not to bother telling them and it never gets blocked.
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I know but I was wondering if it would do any good, for example whenever I tell Lloyds they take no notice anyway but American Express always tell me not to bother telling them and it never gets blocked.

    Just tell them anyway Lloyds are always very good they logged my trip abroad today no bother.

    In sure you'll be the first to moan when your card gets blocked for not informing them.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    stclair wrote: »
    Just tell them anyway Lloyds are always very good they logged my trip abroad today no bother.

    In sure you'll be the first to moan when your card gets blocked for not informing them.

    First thing, was using them as an example. Was talking about Norwich and Peterborough in main page and my actual question was what they actually do with the information. As in if they just leave a note on the account or if they actually put a flag on the card that changes the risk assessment system. As a note will not do anything unless the merchant calls up for authorisation.
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    First thing, was using them as an example. Was talking about Norwich and Peterborough in main page and my actual question was what they actually do with the information. As in if they just leave a note on the account or if they actually put a flag on the card that changes the risk assessment system. As a note will not do anything unless the merchant calls up for authorisation.

    Ring them and ask the question job done.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • premiere
    premiere Posts: 32 Forumite
    I am travelling very soon and a short while ago I contacted N and P about using my card abroad.

    I had the following reply sent to me by secure message within online banking....

    Dear xxxxxx

    Thank you for the information. Our records have been updated with the information.

    We recommend that you take at least two forms of payment methods when you travel e.g. in the form of credit cards, debit cards, travellers cheques and/or foreign currency. Please ensure that you provide us with an up to date contact number for you whilst you are abroad.

    Yours sincerely

    xxxxxx
  • scragend
    scragend Posts: 287 Forumite
    Part of the Furniture 100 Posts
    I've never informed any card issuer that I am going abroad, and have never had any problem with using any of my cards.

    I opened an N&P Gold Light account recently for use abroad; I was in France last week, didn't tell them I was going and used it with no problems.
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    scragend wrote: »
    I've never informed any card issuer that I am going abroad, and have never had any problem with using any of my cards.

    I opened an N&P Gold Light account recently for use abroad; I was in France last week, didn't tell them I was going and used it with no problems.

    I guess considering the majority of people with the account probably only use it when they go abroad, they kind of designed the system to expect it.
  • scragend
    scragend Posts: 287 Forumite
    Part of the Furniture 100 Posts
    I guess considering the majority of people with the account probably only use it when they go abroad, they kind of designed the system to expect it.

    Good on 'em then :)
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    scragend wrote: »
    Good on 'em then :)

    Do you pretty much only use it for abroad use as well?
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