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18 can not get finance

Hi im 18 i work full time i was wondering if anyone knows of a credit card i could apply for to start to build up my credit rating?

Comments

  • I'm 20 and had never had credit before and applied for the Capital One Classic card, I'm a student and at the time i didn't have a part time job or anything and got accept. I was in the same boat as you and just wanted to build my credit history so I'd recommend that.

    There is the new Aqua card that offers the 3% cash back as well but I don't know how easy that is to get...
  • exel1966
    exel1966 Posts: 5,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 30 July 2012 at 2:29PM
    alllisa wrote: »
    Hi im 18 i work full time i was wondering if anyone knows of a credit card i could apply for to start to build up my credit rating?


    http://www.moneysavingexpert.com/cards/bad-credit-credit-cards

    Alternatively try your own bank.
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    Your own bank will be your best starting point, as they'll know your history and you'll likely get a better APR than with a subprime card.

    Although that won't matter if you're paying it off each month and not being charged interest :D
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