Car Insurance with Multi Drivers

brad30

hi, im looking for some advise

my girlfriends mother is very unwell and pretty much wheelchair bound, we are looking to get a wheelchair modified car soon but need to insure it with pretty much any family member being able to drive it

i think im right in thinking you can only have 5 named drivers on a standard car policy, i think i will need at least 7.
also it may be expensive as some of those drivers will be under 25.

i drive a company car, my company's policy means i can drive any car for business use, and any one of the 200 employees can also drive my car. is it possible to get that kind of policy in this case?

so what im after really is a policy where anyone can just drive the car at anytime,

any help would be greatly appreciated

dacouch

Getting any driver especially with drivers under 25 would be prohibitively expensive.

InsideInsurance

You can get an Any Driver policy but they are significantly more expensive than a named driver.

Most of them only allows for drivers over the age of 25 (though I imagine one or two may be a lower age) under the "Any" definition and if you want any below the specified age limit then you will need to add them explicitly as named drivers

forgotmyname

You can drive any car belonging to the company possibly, My old firms insurance used to cover employees cars whilst being used for business usage.
But that no longer applies.

Company vehicles only now. Whether thats the insurance company or a cheaper policy i dont know.

But as your all private individuals and the car does not belong to you it wont be that easy.

Policy holder and named drivers will be cheaper. But with drivers under 25 it wont be that cheap.

Any driver policies will usually exclude young or inexperienced drivers.

Then there will be the issue of who keeps track of who is driving, where and when.

When the tickets come through. With a company if they cannot name the driver isnt the director/or transport responsible?