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Marks and spencers

cococoladebt
cococoladebt Posts: 221 Forumite
in Credit cards
I applied for a marks and spencers credit card 2 weeks ago and I have not received the application to sign for, are they really this slow?
Credit Card Debts: £11,605.95/£16,240.53 - 71% paid off.

£4,634.61 credit card debt remaining. Aim for credit card debt free before [STRIKE]October 2011[/STRIKE] December 2012. In debt since 2004.

Comments

  • Ganga
    Ganga Posts: 4,253 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have you had an e-mail yet telling you that your application has been sucsessfull? What is your income as your debt ( credit cards ) is quite high and most card companies will not let you owe over 50% of your income.

    Regards
    Ganga
  • pippitypop
    pippitypop Posts: 88 Forumite
    They are pretty slow. I got accepted and it took a good while for the paperwork to come through. I'm expecting it to be a while longer for the card to get posted. By far the longest I've waited for a CC!
    Thanks to everyone for the comp links
    Challenges: Debt Free 2014 £1,000/£20,000
    MFW'14: 0/£75,000
  • chris-j
    chris-j Posts: 341 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Ganga wrote: »
    Have you had an e-mail yet telling you that your application has been sucsessfull? What is your income as your debt ( credit cards ) is quite high and most card companies will not let you owe over 50% of your income.

    Regards
    Ganga

    This is frequently stated on this forum but if seems to be more anecdotal evidence rather than anything tangible.
  • blitzboy
    blitzboy Posts: 477 Forumite
    cococoladebt wrote: »
    I applied for a marks and spencers credit card 2 weeks ago and I have not received the application to sign for, are they really this slow?


    In a word....Yes.


    They were so slow with me that they sent out a 2nd agreement after they had received the original becuase they hadnt processed it yet!
  • eschaton
    eschaton Posts: 2,163 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The slowest CC company I have ever dealt with but they get there in the end.

    Worth it I suppose to get some free money for 15 months.
  • zerog
    zerog Posts: 2,478 Forumite
    eschaton wrote: »
    Worth it I suppose to get some free money for 15 months.

    .. only if you've exhausted the other companies who will give you free money and work faster.
  • eschaton
    eschaton Posts: 2,163 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    zerog wrote: »
    .. only if you've exhausted the other companies who will give you free money and work faster.

    I have them on a conveyor belt - it was their turn so no problem with a longer than normal process :D
This discussion has been closed.
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