Barclays "Everyday Saver" vs. "E-Savings Reward"

Jew

I want a simple savings account where I can put money into, but freely take it out when needed (not often) via online banking.

I have just opened both an "Everyday Saver" and an "E-Savings Reward" — which is better for this purpose?

(I also have an e-ISA with NatWest.)

ses6jwg

both rubbish.

open a best buy

Jew

Thanks, I will take a look into it. But which is best for the meantime? I can just shift my savings around easily.

ses6jwg wrote: »

both rubbish.

open a best buy

What's that?

opinions4u

Barclays are terrible for most savings accounts.

http://www.moneysavingexpert.com/savings/savings-accounts-best-interest

If you're not getting 2.75% or more for easy access you're getting a poor deal.

Jew

opinions4u wrote: »

Barclays are terrible for most savings accounts.

http://www.moneysavingexpert.com/savings/savings-accounts-best-interest

If you're not getting 2.75% or more for easy access you're getting a poor deal.

Thanks.

I just want a regular account without any monthly payments. Just an account to put money in to save, and take out on demand (without losing too much interest).

Suggestions?

opinions4u

Suggestions

Reading the link provided.

Jew

opinions4u wrote: »

Reading the link provided.

I took a look, but none of those are UK banks.

So there's nothing that Barclays/NatWest/Halifax offer which is good?

How fast would a bank transfer from one of those flexible savings accounts in that link you provided be?

Between my NatWest account, and my e-ISA, it's instant... that's nice, in case I need to make a big payment quick, and need to draw in some money from my savings.

atush

I suggest you re-read the links.

At least one (the santander UK acct) is a UK registered bank with full protection (and ring fenced from the parent bank).

Kent reliance is a UK BS if you have 1000 fr initial deposit.

Saffron BS if you only have a Tenner.

Gromitt

Open a Halifax account, not only will you get £5/month*, but also 2.8% on an instant access savings account. There are better, sure, but its not bad considering saving rates at the moment.

* - You need to deposit 1K/month, but thats easy, just take it from your savings.

opinions4u

Jew wrote: »

I took a look, but none of those are UK banks.

Numerous UK building societies.

So there's nothing that Barclays/NatWest/Halifax offer which is good?

Halifax have an Online Saver account that pays 2.80%. But if you want to restrict yourself to names you now I'm sure you're smart enough to google "<insert provider name> savings"

How fast would a bank transfer from one of those flexible savings accounts in that link you provided be?

Usually immediate. Sometimes end of next working day.

Between my NatWest account, and my e-ISA, it's instant... that's nice, in case I need to make a big payment quick, and need to draw in some money from my savings.

is it worth pay £15 per £1000 per year for that when other accounts are capable of similar?

Jew

All, thanks for your replies.

I don't consider Santander a UK bank. Plus, they were extremely disorganized and subsequently rude when I tried to open an account there a few years back.

opinions4u wrote: »

But if you want to restrict yourself to names you now I'm sure you're smart enough to google "<insert provider name> savings"

As I said, I have just opened both an "Everyday Saver" and an "E-Savings Reward" — which is better for this purpose? I also have an e-ISA with NatWest.

So which, out of those 3 has the best rate? And how is it likely to change?