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Friday (Yippee!!!) 27th July - What Small DFW Things Will You Do Today??!!
Comments
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Thanks for the birthday wishes, everyone!Mortgage free by 30:eek:: £28,000/£100,000
Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Good Afternoon All
DNMS - Thanks for starting us off and Hi to everyone else :wave:
Karb and Wannabe - great to have you back
Another quiet day here in paradise, the sun is shining and not much doin', had a lovely feeling today - was able to just walk into Next and spend some of my birthday pennies - need to keep up the weightloss
Check Banks - Done
Check swapits - Done
Coke zone Codes - Done
Ironing - Done
Keep up to date on emails - Done
Surveys -
Ponder money-making opportunities -
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores - Done
Read (Kill Alex Cross - James Patterson) - in progress
Hope you have all had a great day, love you all :T
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Today I have/will:
1. Checked online banking.
2. Washed bed linen and dried on line.
3. Re made bed, dusted and vacuumed.
4. Ironing.
5. Handwashed clothes that needed it and dried on line.
6. Low spend day (£1.25 on a tin of dog food)
7. Walked dog locally before it got to hot for her.
8. Sorted feet out (lovely foot bath, scrub, repainted nails, cream)
9. Read more Jo Nesbo.
10. Store cupboard meals.
11. Update snowball
12. SurveysTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
determined_new_ms wrote: »When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :money:
Morning :wave: me starting us off again! Can you tell I'm happy its the weekend? I also have the day off as well today :j was debating going in as the weather is going to be rubbish but now the day is here... :rotfl:
OF - sorry that does sound hilariously wrong what your boss/uncle has done! I would be v annoyed!
La E my watch didn't sell again, despite there being 11 watchers??? Not entirely sure why but am taking it as a sign and keeping it! Have been wearing it for the last few weeks and am reminded that I do love it!
Had a letter off of E.on to say we have been overpaying so they have reduced our monthly instalments by £25pm and returned £51 to us, so that explains that. It also says the first payment is on 1st Sept so I'm presuming we won't make a payment in August? If that's the case, including the pittance earned on ebay, we have now fully covered the cost of 1 festival ticket :T bum deal no such luck! Still taking last old amount this month.... Really disappointed as thought we'd managed to get the tickets for less than 1/2 price! although have just counted penny pot and got another £11 together and have a couple of things ending on ebay so we may just do it afterall! Currently the tickets would cost us £62 each (from £112.50) so much effort for so little payout!
Anyway enough rambling!!!
Today's efforts:
- [STRIKE]checked banking[/STRIKE]
- [STRIKE]checked oh's cc and payment has been posted - hurrah no late payment for me! :T[/STRIKE]
- [STRIKE]did vsp and updated sig, will post on the thread in a moment[/STRIKE]
[*[STRIKE]]all meals from stores - get something out of the freezer in a bit[/STRIKE] - onepoll & swagbucks
- go to the gym for a gym, swim & sauna sessionNope se below
- [STRIKE]Mrs Flylady a couple of rooms[/STRIKE] phew! have done loads and that's my lot!
- NSD??? Have done really well with these this week I think this will be my 3rd
- [STRIKE]search for a recipe for sweet potatoes to use them up[/STRIKE] found a veg shepherd's pie I can do

[STRIKE]Think I will call E.on and find out - of course will use saynoto0870![/STRIKE]
[STRIKE]First I'm going to go back to bed for an hour and read my book
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[/STRIKE]
- [STRIKE]have arranged for someone to come and look at the hula hoop I am selling at 4 - need to clean it up[/STRIKE] sold :T
- [STRIKE]found another £2 for the fund [/STRIKE]
- will thread my own eyebrows rather than paying £5 for it Having a bath and beautify in a minute
- shower at the gym later Nope didn't go. About to have a bath.
Used perfume oil in bath
- [STRIKE]called landlord and booked some repairs - one to our toilet which means it just keeps flushing! They are coming on Monday[/STRIKE]
So very proud of my efforts today :A also got oh to to pick up some wine from tesco on his way home from work (on his way rather than 20 min drive for me
) to get a glitch as seen on the grab it board. 6 bottles of wine for £15.71 :T currently have 25% off 6 bottle, and have an offer of 3 bottles for £12, the 25% come off the price before the 3 for £12 offer :T DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850
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