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0% transfers and proof of income.
olias
Posts: 3,588 Forumite
in Credit cards
I have a barclaycard which I have for about 25 years, have a large credit limit from when I used to earn a lot more. I have quite a large amount owing (about £10000). I have a good credit rating, but earn very little these days.
My question is, in order to take advantage of one of the 0% balance transfer cards on offer atm, will I need to provide proof of income to establish this level of credit limit, or will they just do a credit check, and provided that is clear, that is the only checks they will do?
Olias
My question is, in order to take advantage of one of the 0% balance transfer cards on offer atm, will I need to provide proof of income to establish this level of credit limit, or will they just do a credit check, and provided that is clear, that is the only checks they will do?
Olias
0
Comments
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They usually trust the information you provide is correct but they may ring your employer and ask questions.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0
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