cheapest way to do car insurance for 17 year old..?

Deals_2

what is the cheapest way to do this. should one stay on parents insurance for a cuple of years .. i remember i did this and never had to pay full whack of a young person's insurance at the time. any tips appreciated.

cyrilthepost

Deals wrote: »

what is the cheapest way to do this. should one stay on parents insurance for a cuple of years .. i remember i did this and never had to pay full whack of a young person's insurance at the time. any tips appreciated.

try quidco see what they say:money:

iceicebaby

If its your car and its registered to you it needs to be insured in your name not your parents.


If you insure a car that belongs to you in your parents name with you as a named driver, this is called fronting and is insurance fraud and your policy can be invalidated.

Insure the car in your name and build up your own no claims bonus. Try https://www.confused.com to get competitive quotes

Deals_2

about fraud if my partner's daughter would be using the car with her mum who drives it anyway.

iceicebaby wrote: »

If its your car and its registered to you it needs to be insured in your name not your parents.


If you insure a car that belongs to you in your parents name with you as a named driver, this is called fronting and is insurance fraud and your policy can be invalidated.

Insure the car in your name and build up your own no claims bonus. Try https://www.confused.com to get competitive quotes

Deals_2

quidco anyway and see what they say.

cyrilthepost wrote: »

try quidco see what they say:money:

iceicebaby

Sorry deals I will clarify
if the car is your partners car and you are adding your daughter on to this as a named driver and she will not be driving it much just occasionally then this is fine. However if it your daughters car, and your daughter eill be the one driving it mainly, you cannot insure it in your partners name with your daughter as a named driver.

Hope this is clearer!

Deals_2

regarding car insurance for 17 year old i had a look at quidco and it seems to give a whole list of insurance companies. do you suggest i call one by one. just seems to be longwinded unless i am missing something. thanks

Little_John

Get as many quotes as you can, confused.com is good for that there are a few others that search multiple insurance companies popping up now aswell.

Once you have the prices phone the cheaper ones up and see what they come up with on the phone and ask for discounts etc r is there anyway I can mak the cost cheaper. It all depends on the car aswell don't go buying a 2l car go for something like a 1.2l corsa if the car is old consider third party fire and theft or upping the excess they will all bring the quotes down but for 17 year old it isnt going to be cheap.

Directline were pretty good when I was 17 I was on my dads insurance as I only used it to go to college his premium went up by about £300. iceicebaby is correct in that if your daughter is the primary driver she will need her own insurance, insurance companies have refused to pay out in cases where kids insured their cars in their parents names.
Another option that my sister used was to buy a new car with free insurance being 18 insurance was £1800 for her first personal insurance policy on this car dropping to £1600 for the 2nd year. Bear in mind that her payments for the car were about £150 a month it ended up the car cost her nothing for the first year, sell the car and buy another with another free insurance offer. Yes she lost a bit in depreciation but it wasnt as much as the cost of the insurance so she drove a new car for the year and it cost her about £1200 - £1300 in depreciation over all.

iceicebaby

Thats a good idea Little john regarding the new car with free insurance. never thought of that before