We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.

MBNA Loan PPI Upheld

Well after what seems like a massive wait my loan PPI claim has finally been upheld!

I say finally, because I first sent the questionnaire off at the end of April which was received, but lost. I found this when I called to ask when I hadn't heard anything :mad:

So after receiving confirmation the claim was being looked at I waited patiently until the end of June, when the confirmation letter stated I would hear by, only to receive a letter saying they needed more time, and I would receive a reply by the end of July.

Then on 7th July I received a letter saying that the claim had been upheld :j but the calculations would take 6 weeks :( I called to question this and was told it actually be between 6 and 12 weeks :mad:

By this stage it's 12 weeks since I sent my initial complaint in, and am mad, so I fire off an email to [EMAIL="ian.odoherty@bankofamerica.com"]ian.odoherty@bankofamerica.com[/EMAIL] (CEO) and [EMAIL="Paul.williams@bankofamerica.com"]Paul.williams@bankofamerica.com[/EMAIL] (Head of complaints), and am promised a response within 7 days. On 13th I request an update via email from the person dealing with me, and he calls back to tell me the cheque haas been requested, and are on the way.

Finally on Friday 20th July I received my cheque for £2,800. :beer:
If you get the fob off letter from MBNA about calculations it really is worth sending them an email, and calling to chase them up it seems to have worked for me :)

Customer Advocate Office: 0800 917 6592
[EMAIL="ian.odoherty@bankofamerica.com"]ian.odoherty@bankofamerica.com[/EMAIL] (CEO)
[EMAIL="Paul.williams@bankofamerica.com"]Paul.williams@bankofamerica.com[/EMAIL] (Head of complaints)

Thanks for all the advice, and well done to 'jandk' too ;)

Comments

  • jandk
    jandk Posts: 66 Forumite
    You know I'm chuffed to pieces :j

    It's due to you emailing me the details that I paid my cheque for £2359 in to my bank this morning - and didn't have to await the 12 weeks either.

    Huge thanks to you - and the other helpful people on this forum.

    xx
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :j:j congrats to both of you :T:beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.