Any Cash back with that?

sifudarren

Just a quick question.

I am using a Purchase card to stooze. I was wondering when cashiers at shops ask you if you would like any cash back with your purchase, does this go as a cash advance (like taking it from a ATM) or does it just go ontop of you purchase price so I still get the 0% interest for stoozing?

Many thanks in advance for advice.

Fruit_and_Nut_Case

sifudarren wrote: »

Just a quick question.

I am using a Purchase card to stooze. I was wondering when cashiers at shops ask you if you would like any cash back with your purchase, does this go as a cash advance (like taking it from a ATM) or does it just go ontop of you purchase price so I still get the 0% interest for stoozing?

Many thanks in advance for advice.

The cashier should not offer cashback if you pay with a credit card, only with a debit card. Anecdotally, however, some people have reported being offered cashback when paying with a credit card at Wilkinsons.

zerog

sifudarren wrote: »

Just a quick question.

I am using a Purchase card to stooze. I was wondering when cashiers at shops ask you if you would like any cash back with your purchase, does this go as a cash advance (like taking it from a ATM) or does it just go ontop of you purchase price so I still get the 0% interest for stoozing?

Many thanks in advance for advice.

They shouldn't be offering you cashback when you pay by a credit card. Potentially a shopkeeper could give you cash and put it through as a purchase, but he would be paying a fee (debit cards are fixed fee so it doesn't matter how much the transaction is)

marliepanda

Till systems should only give the cashback option with debit cards. (not saying they all work properly but they should :P )

gener8or

Reminds me of the good old days a lot of pubs used to offer cb on credit cards. Different systems. Used to get £50 cashback with every pint on me egg 1% cashback card.

benhc123

They should only give cashback with a credit card

andy.m_2

debit card^^^^

guesswho2000

gener8or wrote: »

Reminds me of the good old days a lot of pubs used to offer cb on credit cards. Different systems. Used to get £50 cashback with every pint on me egg 1% cashback card.

Nice earner until you get a bit too mashed and lose all those £50s later on in the night