We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

No Claims Bonus

arcon5
arcon5 Posts: 14,099 Forumite
Part of the Furniture 10,000 Posts Combo Breaker
I've read many a times people having say 4,5,10,12 years NCD or NCB (whichever one you want to call it). But recently upon trying to get an insurance policy i'm asked 'How many NCDs have you earnt in the last 3 years?'

This may well be a dumb question (especially since i've been driving for about 7 years now!!), but surely if insurers are asking this the maximum you could have earnt is 3 years? So anymore than this is surplus to requirements..

Does this make sense? Have I missed something fundamental here?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.