Household Income?

LetItBe_2

Hi,

Does anyone know if a couple of people in your home are on benefits when making applications for a loan or grant counts as household income or state benefit income?

I imagine that household income would include everyone who is working or generating a working income who lives in the household as what they mean?

Thanks.

pmlindyloo

Bit confused by your question - sorry.

Could you give a scenario of the members of the household?

Eg Mum receiving ? Dad receiving? Non dependants receiving?

Also what grant/loan are you talking about? different rules for different things!

LetItBe_2

I am just talking generally if your parents and brothers are on benefits does that count as household income?

nannytone_2

if its only you thats applying for the loan, then it is the income of YOUR household. even if you libe with your parents and brother, they arent classed as your household, as you are all financially independant.

urs meant more as a coyples income being household ... as they share finances/financial committments

dseventy

Who is applying for the loan? Or is it a grant? This all seems a bit vague?

If its a commercial loan from a bank than thats different from a grant (from a charitable organisation or the council) as sometimes being on benefits helps.

From a quick google of your post history, you are on JSA, your brother is on DLA and live with parents.

Answer the questions and you will get help!

D70

LetItBe_2

thanks nannytone I guess they would state specifically any sort of income within the home must be declared something like that.

nannytone_2

see what D70 said.

i had assumed, maybe wrongly that you were talking about a personal loan from a vank/building society

LetItBe_2

Well what about a college busary?