Can you have TWO amex cards????

Hi. I currently have an MBNA United Airlines Amex card. I have been using it for a number of years to collect star alliance points to boost my points earnt on flights. It has taken an age, but I now have enough points to redeem for two business class flights to America for me and Mrs MikeTaff. The card will then be redundant, as it will take too long to save up for more free flights.

I am looking to take out an Amex platinum cashback card as the cashback rates seem quite good. I don't think I would spend enough per annum to make the Capital One Aspire Elite worthwhile.

My question is (finally) thus:

Will Amex allow me to have a platinum cashback card whilst still having the MBNA United Airlines one?????

If I obtained the platinum I would probably close the MBNA one to be honest, but I don't want to close the account beforehand unless I knew I was going to definitely get the platinum!

Comments

  • dazza.mk
    dazza.mk Posts: 1,927 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    One is an MBNA card & 2nd is issued by America Express, the fact that they are both AMEX cards shouldn't be relevant. Only question will be if you meet American Express credit scoring requirements for the Platinum.
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    Above but also Amex don't really care if you have more than one card. I have the nectar credit card and the gold charge card.
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    You can certainly have multiple cards irrespective of the issuer.

    With certain introductory offers (eg Platinum Card (Chargecard) 40,000 bonus points) you are limited to being a "new new" customer but this is normally around the reward points offers
  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    You can although i think its one charge card and one cc with amex direct
  • basill
    basill Posts: 1,415 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Amex dont seen to mind multiple cards the maximum credit limit across all the accounts does seem to be important. I had a Corporate card, platinum cashback card and nectar credit. When I cancelled the platinum card I was allowed to move its credit limit to the Nectar.
    Customer services are the best and most helpful of any card firm I have had cause to deal with.

    B
  • miketaff1408
    miketaff1408 Posts: 351 Forumite
    Part of the Furniture Combo Breaker
    Application went through fine. Be interesting to see what credit limit I will get as I have a limit of 11k MBNA amex.

    And Mrs MikeTaff will be happy as well as she will be getting one of those infernal Meerkats. :(
  • w211
    w211 Posts: 700 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Yes, I have their Platinum cashback credit card, and applied for their charge card some time later.

    If you're still after free flights, may be worth looking at their BA card, and collecting Avios points, which you can also collect with buying fuel from Shell and shopping at Tesco.
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