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Capital One

Nut97
Nut97 Posts: 57 Forumite
Part of the Furniture Combo Breaker
Good afternoon,

I have got a letter in regard to capital one saying that I have been 'pre-selected' for the card. How true is this due to my DRO 2 years ago?

I have been thinking about getting a card to try and rebuild my history. What are my chances of getting a card?

Regards,

Nut97

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Unless there is a computer generated scoring system just joined the forum it's anyone's guess.
  • lvm
    lvm Posts: 1,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They can still decline you however I received a solar letter from Aqua a few months after them rejected me and I got accepted. This was with 3.5-4 yr old defaults, not repaid.

    Try Moneysupermarket's smart search as Vanquis/Aqua may come up with a higher chance of approval. 1 credit search isn't going to harm you much...just don't do loads.

    Good luck!
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