Halifax One Online Exclusive

tiff

Anyone else applied for this card?

We just completed the online application, given instant approval and it says the credit limit is £10,000!

Will this be the real credit limit as although we have had high limits given in the past, this is the highest ever.

steveandel

Yeah I applied a few days ago. I got my credit agreement and sent that back, then a few days later I got some online login details so I could activate my online account. then today I got sent my PIN but no sign of the actual card itself yet!
Hopefully it will come tomorrow! When I applied it said I had a minimum credit limit of £2100 so they might just be being very generous with you! If mine comes soon I'll let you know what limit they actually gave me :rolleyes:

BindiBahji

tiff wrote: »

We just completed the online application, given instant approval and it says the credit limit is £10,000!

That's generous - they gave me a paltry £1500.

tiff wrote: »

Will this be the real credit limit as although we have had high limits given in the past, this is the highest ever.

Yes, the credit limit I was given during the online application was the actual credit limit on my account.

james3333

hi guys,
i want to apply for a halifax one card 0% for 12 months
BUT can i make a purchase now.... then in 6 months amke another purchase and still get 0% on both things?
i read somthing somewhere about (purchases within first 59 days)

LittleVoice

james3333 wrote: »

hi guys,
i want to apply for a halifax one card 0% for 12 months
BUT can i make a purchase now.... then in 6 months amke another purchase and still get 0% on both things?
i read somthing somewhere about (purchases within first 59 days)

Yes - no interest is charged during the period of the offer (whatever it may be).

But - it doesn't mean you never pay interest on the purchase made in the period only that during that period there is no interest accruing. As soon as the interest-free period ends you will begin being charged interest, whenever you made the purchase, even if it were the previous day.

james3333

cool,
pretty sure i under stand.....
just to check.......
iam buying a playstation 3 next week... i will set up a DD to pay 10% of the balance every month......
then...... in spetember, iam buying a holiday, so both these purchases will be interest free correct?

slao, how do i go about setting up the DD 10% of balance payment to the card?

cheers

vwman_3

james3333 wrote: »

cool,
pretty sure i under stand.....
just to check.......
iam buying a playstation 3 next week... i will set up a DD to pay 10% of the balance every month......
then...... in spetember, iam buying a holiday, so both these purchases will be interest free correct?

slao, how do i go about setting up the DD 10% of balance payment to the card?

cheers

I dont think you can pay a DD for 10%, it will be either the minimum amount or the full balance, if you set it up for the minimum amount then make additional payments on top.

james3333

vwman wrote: »

I dont think you can pay a DD for 10%, it will be either the minimum amount or the full balance, if you set it up for the minimum amount then make additional payments on top.

i see.
how would i make additional payments on top?
could i do it with online banking from my current account?>

dc

james3333 wrote: »

i see.
how would i make additional payments on top?
could i do it with online banking from my current account?>

Yes, by internal transfer if you have a Halifax account, or by setting up a regular payment, so that you can specify amount and date. Remember to note how long your bank says payment will take to avoid late payment penalties.

james3333

cool, so i could set it up to pay minimum amount... then set up a regular payment of e.g £50 extra on top.?

King_Of_Fools

james3333 wrote: »

cool, so i could set it up to pay minimum amount... then set up a regular payment of e.g £50 extra on top.?

Yes. However, you would be better off paying that £50 into a regular saving account and then using the account to pay the whole lot off at the end of the year because you will get to keep the interest.