Part paying for a holiday by credit card

cyborg421

If I part pay for a holiday by credit card do I still get the same protection as if I paid for it all by credit card?

I am thinking this because they stick a hefty whack on for paying by credit card.

Thanks

Simon

joedenise

As long as the cost of the holiday is more than £100, which I suspect is very likely, it is worth it for the protection. You only need to pay the deposit not all the holiday on the credit card to get the protection.

Denise

luci

You care covered if you pay as little as £1 on the credit card, but only if you pay the tour operator direct and not via a travel agent.

chanz4

Is it not abta covered already? for free

jonesMUFCforever

Be careful eg if you are paying a travel agent not the holiday company direct you get no more protection than the ABTA cover.

yangptangkipperbang

luci wrote: »

You care covered if you pay as little as £1 on the credit card, but only if you pay the tour operator direct and not via a travel agent.

Not strictly true ! it depends on what you buy from the Travel Agent

"Where customers use a credit card to buy airline or other travel tickets from a travel agent, they cannot normally claim against the travel agent if the airline delays or cancels the flight. This is because the travel agent contracted to supply the ticket, not the flight. So the customer would not have a claim under section 75 either.

However, things are different if customers use a credit card to buy the travel agent’s own "package" of travel arrangements. In such instances the agent is the supplier of the holiday package. This situation is illustrated in case study 31/6."

http://www.financial-ombudsman.org.uk/publications/ombudsman-news/31/creditcards-31.htm