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Balance Transfer or pay off from ISA?
mattzkn
Posts: 1 Newbie
in Credit cards
Hi All,
I was wondering if someone could help me work out the better route to follow.
I have 3800 pounds that has been sitting on a Natwest Credit card interest free for 13 months and the 0% expires in 1 months time.
Should i pay this off by transferring 3800 from my ISA to the card, or should i do a balance transfer to a new card?
FYI; my ISA interest is 2.5% (and i have 4k limit left this year), and i also have another Natwest credit card (that i can't do RBS group balance transfers to) that i am currently spending on that has another 15 months of 0%. I will also always have the equivilant amount to pay off any of my credit cards when needed from my ISA savings
Would greatly appreciate if someone could guide me in the right direction.
Thanks,
Matt
I was wondering if someone could help me work out the better route to follow.
I have 3800 pounds that has been sitting on a Natwest Credit card interest free for 13 months and the 0% expires in 1 months time.
Should i pay this off by transferring 3800 from my ISA to the card, or should i do a balance transfer to a new card?
FYI; my ISA interest is 2.5% (and i have 4k limit left this year), and i also have another Natwest credit card (that i can't do RBS group balance transfers to) that i am currently spending on that has another 15 months of 0%. I will also always have the equivilant amount to pay off any of my credit cards when needed from my ISA savings
Would greatly appreciate if someone could guide me in the right direction.
Thanks,
Matt
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www.stoozing.com/calc.phpWould greatly appreciate if someone could guide me in the right direction.0
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