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Car insurance

wills17
wills17 Posts: 1 Newbie
in Insurance & life assurance
Do you really need legal protection and personal insurance for passengers when buying car insurance. It adds another £50 to my quote.

Any comments

wills17

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    wills17 wrote: »
    Do you really need legal protection and personal insurance for passengers when buying car insurance

    No.

    It's an optional extra.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    I never take it.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Shop around, mine was only 22
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    I would go with the legal protection but can't see why the passenger insurance is extra. They are the only ones covered if the driver is liable.
  • phill99
    phill99 Posts: 9,092 Forumite
    Part of the Furniture 1,000 Posts
    I would encourage you to takeout legal cover. Twice I've had people run into the back of me and both times the legal protection has kicked in and recovered my excess and out of pocket expenses. Don't know why you would need personal cover. Seems like a scam just to get more money from you.
    Eat vegetables and fear no creditors, rather than eat duck and hide.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Quentin wrote: »
    It seems pointless of you cynically using this forum by posting irrelevances just to advertise your website on America via your sig (which breaks the site rules!)

    And this is a UK site anyway!

    I've hit the spam button several times in the last hour or so.
This discussion has been closed.
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