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reclaim ppi on mortgages

can anyone tell me if you can reclaim ppi on your mortgage.i have been paying for years and have never claimed. thanks

Comments

  • dunstonh
    dunstonh Posts: 121,201 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The fact you havent claimed is not reason for complaint.

    You are entitled to complain about the sale of any product. However, MPPI does get the lowest level of complaints of any type of PPI and it also has the lowest upheld rate. Also, the distribution channel you bought it through and the date may mean the firm does not have to consider your complaint.

    What would be your reasons for complaint?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I didnt claim on my car insurance, may I have the premiums back?
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    roonaldo wrote: »
    i didnt claim on my car insurance, may i have the premiums back?

    no..............................
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • jdwmfc
    jdwmfc Posts: 215 Forumite
    dunstonh wrote: »
    However, MPPI does get the lowest level of complaints of any type of PPI and it also has the lowest upheld rate.


    I had the % for 3 months at the start of the year, can't remember them exactly but I am sure it was low at around 3% being upheld by the FOS!!!!
    Says it all really.
    CC 1 :- £5800/ £5,800 CC2:-[STRIKE] £4513 / £4513[/STRIKE] CC3: £4622.53/ £4622.53[/STRIKE] CC4:- £8971/ £8971[/STRIKE]
    Loan:- [STRIKE]£1785.63 / £1785.63[/STRIKE] 0

    Actual total debt January 2011 £39,451.30 Paid to date 39,375.77
    :beer: PPI from HSBC = £4172 :beer:
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