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want to know about Commercial Auto Insurance ...

I will be working part time as a courier I will be using my personal auto I need to buy Commercial Insurance (about $2000.00 per year) will I also need to keep my personal insurance?
If one uses his personal auto in a business does he need both Commercial and Personal coverage?

Comments

  • kingstreet
    kingstreet Posts: 39,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you in the US?

    If so, you are better off looking for a site which specialises in US insurance. This is a UK site and our answers may not match your needs.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • forgotmyname
    forgotmyname Posts: 33,074 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In the UK one commercial policy covers the vehicle and all your risks, But We use no claims discounts to lower the premium.

    If you use your private noclaims for a commercial application you cannot transfer it back.
    Censorship Reigns Supreme in Troll City...

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