Declined £320 credit

BugsyBrowne

lee2k5 wrote: »

awww thanks guys for all your support.

If I can't afford my debt I might just go bankrupt, at least I wont have to pay the money then for my lovely new Ipad I got on credit today. Might take out a bit more before I take the bankrupcy plunge though, may as well.....

Thanks for all your advice that wont be taken on board.

xxxxxxx

You didn't get a 10k loan with anybody you've been turned down for finance for an iPad and to make yourself feel better you have come on here to bullsh*t to make yourself feel less disheartened.

Have you tried vanquis they might accept you?

lee2k5

BugsyBrowne wrote: »

You didn't get a 10k loan with anybody you've been turned down for finance for an iPad and to make yourself feel better you have come on here to bullsh*t to make yourself feel less disheartened.

Have you tried vanquis they might accept you?

No, I've already got my loan babes xxxx

RuthnJasper

lee2k5 wrote: »

No, I've already got my loan babes xxxx

Better hope that Bankruptcy bods or Debt Investigators aren't able to track your online antics via your IP address, then babes.

They'd not look too kindly on these sorts of posts I suspect.

fozmcfc

One day hopefully you'll grow up Lee.

10k plus in debt and being flippant about it, really clever that.

lee2k5

RuthnJasper wrote: »

Better hope that Bankruptcy bods or Debt Investigators aren't able to track your online antics via your IP address, then babes.

They'd not look too kindly on these sorts of posts I suspect.

Don't worry babes, they can't. xx

RuthnJasper

lee2k5 wrote: »

Don't worry babes, they can't. xx

You'd be unpleasantly surprised at what they CAN do if they suspect someone's been consciously b*gg*ring-about with other people's (and by that I include loan and credit card providers) money.

KingElvis

Fantasy Island where fantasy loans come true.

Ipods, 10k loans, spaceships, lost cities of gold....all in days work.

pheonixrising21

CHR15 wrote: »

Go on pheonix, back the lad up now :T:T

When did I "back the lad up" in the first place?

If you had cared to read some of my other posts, I did not defend the OP, I merely stated that I thought other people's comments were harsh, as I thought they were based solely on the OPs original comment in this thread.

Having learnt more about the OPs situation, I in no way condone it.

mcjordi

lee2k5 wrote: »

Don't worry babes, they can't. xx

yes they can

pheonixrising21

Fiddlestick wrote: »

Why?

I don't understand.

Can you explain?

*genuinely curious*

Well, I have a mortgage, that will be a debt for the next 28 years, which will take me to the age of 59 (unless I pay it off early). Is this not counted as a debt?

I'll always have a credit card of some description. My aim is to use it much more prudently than I have in the past, by sending on it and paying off in full the next month. That is still a debt though, is it not (each time I borrow money for a month or so)?

I'll always take a 0% deal on items I need/want (new fridge, washer, TV, whatever) when they are available. I'll do this even if I have the cash available, why wouldn't I?

I like to have a new(ish) car, so I always envisage I'll have some sort of finance for this, at least for the forseeable future until I can build up enough savings to purchase one outright. My aim is to have finance, but with a bigger and bigger deposit each time until I can buy one outright.

The debts I have put in my signature are the ones I want to get rid of. My aim is to have these all paid off by Dec 2013 at the latest. Once they are gone, I will be left with my mortgage, my car loan and one credit card which I will maintain on a spend and pay off in full next month basis.

I see this as a decent plan for the future, maybe you all have other opinions?