Is there anything I can do?

McKneff

And remember, you havent done anything wrong, and tell him so if he tried to bully you. And remember you can take your car to any garage you want.

This usually matters only if your car is under warranty and taking it to another garage can invalidate.

That'll serve him right for not putting his handbrake on properly, it could have been a lot worse if kids had been in the way.

Dont forget, deal directly with his insurance company otherwise it will take longer and be more complicated excess wise

Joe_Horner

scottishgirl87 wrote: »

Thanks, I am going to inform them now. However, I did have a previous incident where I hit a wall, completely my own fault and I inquired with my insurance at the time. I ended up paying to fix it myself and my insurance company told me that I didn't even need to inform them unless I was claiming through them :think:

EDIT: Just realised that may have been due to the fact there wasn't another car involved?

It's more likely to be because they understand the complete impossibility of policing the "tell us everything" term.

Yes, the contract says you must, and yes, you'll be in breach if you don't, but in practice there's absolutely no way for them to know in mkost cases if you're involved in an incident (fault or no-fault) which is settled without their involvement.

That's not quite so cut-and-dried if someone else is involved because you can rarely be 100% sure they won't go to theirs.

Notmyrealname

scottishgirl87 wrote: »

I thought about this but we're not on the greatest of terms and he's not exactly reasonable! Annoys me even more that his own car was already bashed to bits, whereas, some of us take care of our cars.

Well tell him the choice is to pay the rental (around £12-£15 a day) or higher insurance premiums for the next 5 years because you'll put in a claim.

mikey72

Before you insist on going through his insurance, remember he is only liable if he is negligent. If he wasn't, say the handbrake cable broke, his insurance won't pay. I'd take the money before he realised he could just walk away.

McKneff

But if a handbrake cable broke, surely that is down to negligence ie non maintenance of the vehicle.

Anyway the other fell is probably ignorant of this anyway so I would just keep quiet/forget about it and go ahead.

mikey72

McKneff wrote: »

But if a handbrake cable broke, surely that is down to negligence ie non maintenance of the vehicle.

Anyway the other fell is probably ignorant of this anyway so I would just keep quiet/forget about it and go ahead.

He must be. He's offered to pay. His insurer won't be though. As to maintenance, you'd be hard pushed to prove he know it was going to break, and hadn't fixed it. Even inspecting it daily wouldn't find it if it had gone somewhere not visible.

muckybutt

If said neighbour lives on hill as quoted then he should have done two things kept the car in gear to prevent rolling and pointed the tyres towards the curb again to stop rolling.

Any decent motorist would do that as a matter of instinct when parking on a hill.

McKneff

muckybutt wrote: »

If said neighbour lives on hill as quoted then he should have done two things kept the car in gear to prevent rolling and pointed the tyres towards the curb again to stop rolling.

Any decent motorist would do that as a matter of instinct when parking on a hill.

:T:T

I wish they would teach that in every driving school, I do it as a matter of course, without even thinking about it..

spiro

McKneff wrote: »

:T:T

I wish they would teach that in every driving school, I do it as a matter of course, without even thinking about it..

If new drivers read the Highway Code it states it in there.