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Halifax - watch out for euro transfers

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  • NFH
    NFH Posts: 4,413 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    malc_b wrote: »
    3. The holiday company tell me they can only refund to CC for a month hence the reason they sent it straight to my current account as I had paid up before that.
    Not true. MasterCard imposes no time limit on when a refund can be made via your card. If the holiday company said this, then it's a rule they have made up with little regard for the charges that UK customers will incur as a result.
    malc_b wrote: »
    It's clearly possible to do euro payments/refunds a lot cheaper since Halifax do that with their Clarity card and even bad cards only charge half what this cost me. Paypal would have been cheaper too.
    No, you're confusing MasterCard's transaction system with the SWIFT/SEPA system. The Clarity card uses MasterCard, whereas your refund came via SEPA. The two systems incur very different charges.
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