We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Sorting out Parent's Bills...

Roland_Flagg
Roland_Flagg Posts: 1,256 Forumite
My Mam (now 74) lives by herself and
pays her bills at the Post Office.

I would like to know the ways to get her her bills down.

If Direct Debit is cheaper, can the bills be paid from my bank account?
(she hasn't got one).

Is there pensioner rates I should be looking at?

Can I claim cashback for switching for him?
(through my Quidco account, or set up one for her?)

Anything else?

Thanks.

Comments

  • spiro
    spiro Posts: 6,405 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DD online is currently normally the cheapest and it could be paid from your bank account as far as I know.

    These days 'eligible' groups tend to get refund payments (i.e. warm home discount) rather than cheaper tariffs.
    IT Consultant in the utilities industry specialising in the retail electricity market.

    4 Credit Card and 1 Loan PPI claims settled for £26k, 1 rejected (Opus).
  • macman
    macman Posts: 53,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The bank account used for DD payments can be anyone's (assuming they consent of course). It doesn't have to be an account belonging to the customer, nor at the supply address.
    Yes, some suppliers offer cashback for switching, rates vary frerquently.
    There is no 'pensioner' rate.
    Use a comp site with her annual kWh figures to find the best deal. A switch will then take 4-5 weeks.
    No free lunch, and no free laptop ;)
  • Terrylw1
    Terrylw1 Posts: 7,038 Forumite
    I suggest you look towards getting the bills accurate to actual readings.

    If you to DD, then be prepared to monitor it strictly because suppliers can overcharge, undercharge and cause a large amount to settle quickly, etc.

    Also, some have t&c's where they sweep outstanding balances at 12 months.

    So, can you control this for your mum as she may find it stressful if the supplier does cause such issues?
    :rotfl: It's better to live 1 year as a tiger than a lifetime as a worm...but then, whoever heard of a wormskin rug!!!:rotfl:
  • BobQ
    BobQ Posts: 11,181 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    You could persude your Mum to get a current account and have her own DDs and a debit card. My Mum got her first current account when she was 80.
    Few people are capable of expressing with equanimity opinions which differ from the prejudices of their social environment. Most people are incapable of forming such opinions.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.