Can you get funding to pay for care privately, if it costs the social less?

BrettMorganxD

I would prob go self employed to make it easier for him

nannytone_2

using a payroll company is the eaiest way. costs about £10 per paypacket.

even if you were self employed, he would have to send copies of you wage, tax and NI back to social services, along with statements from the bank that the money was paid into.

he could get a managed account with a payroll company, anmd they would do everything for him.

kingfisherblue

Don't forget that you would pay 20% tax on all income from a second job, assuming that you receive above the tax allowance from your first job.

nannytone_2

it isnt just as simple as social services handing the money over, to pay for the care.

each month every penny that has been spent will need to be accounted for. that is why it is far less stressful to hand it over to people who know what they are doing wuth regards to calculating wages.

if you were to work on a delf employed basis, you would need to provide all these proofs every month

McKneff

Would this sort of thing have to have a CRB check, after all it would be a vulnerable person who was being looked after.

I would also think they would probably need more than a few hours help a day. Do they not have family who can care for them.
What happens when you are on a shift and they need to get up or go to bed or bathe. I dont think its an ideal situation for the person who is ill to be honest.

Icequeen99

BrettMorganxD wrote: »

I would prob go self employed to make it easier for him

You can't choose to go self-employed to make it easier for him. You are either self-employed or employed based on the type of arrangement you have. HMRC give guidance on this, but it is up to them ultimately and they can challenge you and he can get in trouble if he doesn't pay tax and NI for you as an employee.

I would say that if you don't have any other clients that you care for, and aren't advertising yourself as a carer plus you don't have flexibility about when you work or who you send, you are likely to be deemed employed.

Direct payments would cover an arrangement like this, but as everyone else has said it has to all be accounted for.

IQ

nannytone_2

McKneff wrote: »

Would this sort of thing have to have a CRB check, after all it would be a vulnerable person who was being looked after.

I would also think they would probably need more than a few hours help a day. Do they not have family who can care for them.
What happens when you are on a shift and they need to get up or go to bed or bathe. I dont think its an ideal situation for the person who is ill to be honest.

if the person being cared for is a child, or seemed vulnerable, then a CRB check would be required.
otherwise they are optional.

I have 2 PA's. one has another job in which she works with kids, so has had a check already.
the other one is a friend of mine, and we didnt feel any need to pay for a check

kingfisherblue

If Direct Payments are used to pay the employee, many councils insist on a CRB before employment can begin.

BrettMorganxD

Icequeen99 wrote: »

You can't choose to go self-employed to make it easier for him. You are either self-employed or employed based on the type of arrangement you have. HMRC give guidance on this, but it is up to them ultimately and they can challenge you and he can get in trouble if he doesn't pay tax and NI for you as an employee.

I would say that if you don't have any other clients that you care for, and aren't advertising yourself as a carer plus you don't have flexibility about when you work or who you send, you are likely to be deemed employed.

Direct payments would cover an arrangement like this, but as everyone else has said it has to all be accounted for.

IQ

Thank you icequeen that was a really helpful post.

Icequeen99

BrettMorganxD wrote: »

Thank you icequeen that was a really helpful post.

No problem. Have a look at this leaflet which gives some further detail: http://www.hmrc.gov.uk/leaflets/es-fs1.pdf

IQ