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Working out how long to pay

Could some explain to me please how you work out how long it will take to pay off a credit card. I have 3 cards which I am paying off due to an ex (long story) anyway my bank have said I have a pre-approved loan and can consolidate them all together to pay them off, I've looked at the monthly charges of the loan over, 2,3,4 and 5 years and am trying to work out a comparison between just paying the cards off and not tying myself into debt longer than necessary.

Thanks in advance.

Comments

  • marlowko
    marlowko Posts: 11 Forumite
    Use the "Credit Card Calculator" - not allowed to post links as a new user, but go to whatsthecost (add www. and .com) and from the menu on the left side choose "Credit Card"...
  • whats the apr on the cards?whats the apr on the loan they are offering?
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    the length of time to pay off a CC depends upon the debt amount, APR and the amount you pay each month, exactly like a loan.
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