help regarding robinson way

pesky_robway

Lensman wrote: »

Depends on your morals.

Some people say "No CCA = No Pay". You will be chased by various DCAs for the next 6 years until SB and that will be tedious.

Morally, you still owe. I would probably have a month or 2 off and then set up a payment plan for what you can afford. Say, £5 or £10 a month.

Either way they, cannot enforce this debt now.

I would also look at claiming any unfair charges and PPI.

thanks for that..so what is the best route to take to claim unfair charges and ppi?

eyeopener2

I disagree. Tell them you will pay them if and when you receive the documentation you have requested.

There is no morality in money, RW have not got a single moral fibre in their body, so I would just forget about this unless they come up with something.

You will probably get offers now of settlement figures, which will show they have nothing and the offers will become more and more desperate.

Don't worry about any supposed moral obligations, you moral code is your own not somebody elses. I wouldnt pay a dime, others would but I would be comfortable with my decision.

Good luck whatever you decide however please remember how RW have treated you in the past.

E2

antonic

By way of balance to Robinson Way , I have to say that they took over my Cahoot debt when I defaulted back in 2005 and I have NEVER had a problem with them as :

1) I have never missed a payment and
2) Have increased my payments nearly every year (not by much each time)

They have left me alone and deal with Payplan regarding any problems.