self employed but can t work

cje512

hi been self employed for eight years but unable to work till i get an operation . is there anything i can claim sick money. council tax . cheers

dseventy

You can make an application for all benefits, but due to your contributions will not get them all. You don't mention if you have a partner, savings etc, all will come in play when you claim.

One of the benefits of self employment work is charging higher than otherwise, do you have any savings from 8 years of work?

Income protection insurance?

D70

cje512

hi no savings but i do rent a house out which goes towards paying mortgage on my home . am living alone . what could i receive .is it worth claiming as prob be off total 2 month . cheers

pmlindyloo

cje512 wrote: »

hi been self employed for eight years but unable to work till i get an operation . is there anything i can claim sick money. council tax . cheers

Depending on your NI contributions you may be able to claim contribution based ESA. This is not means tested.

Any other benefits - CTB, HB - are means tested so it depends on your household income and savings.

Let us know:
1. What national insurance contributions you have been paying whilst self employed.

2. Your age

3. Whether you have a partner who works (how many hours/salary?)

4. Any dependant children.

cje512

no children . live alone .35 year old . not sure how much n i just paid it when got invoice for it think about every few month

pmlindyloo

Difficult to help further without knowing your NI contributions so......

Put in a claim for contribution based Employment Support Allowance. You will be told if you are eligible.

If you aren't then you can apply for income based ESA. How much you get will depend on your income and capital. Owning a house which you rent out (is that right?) complicates things.

You can apply for Council Tax Benefit, but then owning a house which you receive rent on will be taken into account.

Are you going to be able to go back to work in 2 months time?

Will the doctor provide you with fit notes? (the old sick notes) - you will need them to be able to claim ESA.

cje512

pay approximately 130 a year class 2 n i . yes rent a house out have been for about 8 month. cheers