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Loan Help Declined

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  • james1989
    james1989 Posts: 21 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    That's when i was registered on the electrol roll I think, but the second one #2 1989-1990 that's when I was born so I couldn't have been on it then. :/
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 14 July 2012 at 11:51AM
    james1989 wrote: »
    That's when i was registered on the electrol roll I think, but the second one #2 1989-1990 that's when I was born so I couldn't have been on it then. :/


    is the capital 1 CC on your report ?

    Sorry i cant provide answers
  • james1989
    james1989 Posts: 21 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 14 July 2012 at 11:51AM
    Yes the Captial One Credit is showing up on my credit report. I have emailed Equifax about the situation before, just have wait and see if they are able to remove it or tell me how I am able to get it off.

    I have also used the buy now pay later (6 Months) with currys a few years ago and got accepted without a problem, full balance paid in full before the 6 month period. I don't really use my credit card, but if a do it's normally small payments of £10 - £50 but paid in full when paid.

    I haven't never missed a payment on my DD's, haven't applied for a loan yet. Just done the soft search.
    Been with my current address for over 23 Years, been with Barclays for over 5 Years. And full time work just over 5 Years with the same company.
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