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Bid - Offer Price, Discount and Dividend Yields
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I've got as S&S ISA where I invest in UTs while the missus just has a cash ISA. From what I have read, its best to open an S&S ISA and invest in ITs through that channel - avoids tax on dividends and we dont need to keep track as its all tax free in our hands
If we ever cross our ISA thresholds, I will open a standard share plan for OH as she is, and will be, at 20% for quite some time which reduces hassles of ever going over anytime soon
Sounds like you've been given some great explanations. You may find this downloadable guide helful at, whitehallpartnership.co.uk/guide/
Don't worry it doesn't bang on about our firm and should be of benefit. JT0
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