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The Most Important Document You Will Never Read....
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You're flogging a dead horse. Graham has it in his head that you're a lord who has never been on his salary and so you don't know what it's like. He patently ignores my comments about the fact that we have indeed been on his salary and lower and that we have indeed contributed to a pension.
As I say, you'll never get him to admit he's wrong because to do so he will have to admit that he should have put money into a pension scheme but didn't and he's now trying to crack on that it's because the low paid just can't. No matter what logic you use or evidence, he's right and you're wrong because you're a toff who is far removed from the reality of the working classes. What can you know about what it's like to be poor, while you waltz around in your top hat and ride past in your hansom cab.
I can see Graham now, dancing about with his poor chums singing 'Chim chimeny, chim chim chereee' and going home to the workhouse at the end of a long shift.
<- wotsthat, as seen through Graham's eyes.
<- Graham, shortchanged, grizzlybear and other chums, too 'poor' for pensions. 0 -
RenovationMan wrote: »As I say, you'll never get him to admit he's wrong because to do so he will have to admit that he should have put money into a pension scheme but didn't and he's now trying to crack on that it's because the low paid just can't. No matter what logic you use or evidence, he's right and you're wrong because you're a toff who is far removed from the reality of the working classes. What can you know about what it's like to be poor, while you waltz around in your top hat and ride past in your hansom cab.
But I'm not, and do. Remember that it riled you so much that I have the NHS pension? But you just cannot get your head around the fact I don't work specifically for the NHS? Remember all that reno? Has you doing circles.
Now, stop making things up. It's catching you out time after time at the moment.0 -
Graham_Devon wrote: »This is a brand new question - void of all reality, and pretty pointless. I'm not squirming, you are just asking la-la-land utterly pointles, void of reality questions.
Yes Graham it's a brand spanking new question. Nothing like it has appeared in this thread until right this minute. I can see why it's taken you completely by surprise.
Your example above demonstrates that someoneearning £30k can't save £4k. How do people manage on £26k then?
Your example above demonstrates that someoneearning £30k can't save £4k. How do people manage on £26k then?
Did we ever work out why it was 'simply' impossiblefor someone earning £30k to save £4k even though plenty of people get by on£26k?
Let's say I accept this. I'm going to ask again -how can people live on £26k but it's impossible for someone else on £30k tosave £4k?
Let's say I accept this. I'm going to ask again -how can people live on £26k but it's impossible for someone else on £30k tosave £4k?
I ask again - if someone is livingwithin their means on £26k why couldn't they save £4k if they were on£30k?0 -
Graham_Devon wrote: »But I'm not, and do. Remember that it riled you so much that I have the NHS pension? But you just cannot get your head around the fact I don't work specifically for the NHS? Remember all that reno? Has you doing circles.
Now, stop making things up. It's catching you out time after time at the moment.
Graham have you looked at buying additional pension from the NHS? I am buying additional pension from the teachers pension and I imagine that the NHS scheme is very similar. If so, it is great value, far better (by some degree) than paying into a defined contribution pension.Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop0 -
Yes Graham it's a brand spanking new question. Nothing like it has appeared in this thread until right this minute. I can see why it's taken you completely by surprise.
Indeed, none of them mention a pay rise, do they?
Rather, all of them assume the wage of 30k to start with. Not a wage of 26k and a sudden pay rise.0 -
chucknorris wrote: »Graham have you looked at buying additional pension from the NHS? I am buying additional pension from the teachers pension and I imagine that the NHS scheme is very similar. If so, it is great value, far better (by some degree) than paying into a defined contribution pension.
To be honest, no. I need the money at the moment for living. Children, housing etc.
If I was in a better position, then I would probably do so, as it won't actually mount to much.0 -
Graham_Devon wrote: »To be honest, no. I need the money at the moment for living. Children, housing etc.
If I was in a better position, then I would probably do so, as it won't actually mount to much.
0 -
Graham_Devon wrote: »To be honest, no. I need the money at the moment for living. Children, housing etc.
If I was in a better position, then I would probably do so, as it won't actually mount to much.
Bear it in mind for the future then, it is easily the best savings/investment vehicle that I am paying into at the moment. If it wasn't limited to how much that you can invest I would be ploughing much more into it (over time).
It will probably add up to more than you think because the good news is that the NHS pension that you currently earn is even better value than the additional pension that you can buy from them.Chuck Norris can kill two stones with one birdThe only time Chuck Norris was wrong was when he thought he had made a mistakeChuck Norris puts the "laughter" in "manslaughter".I've started running again, after several injuries had forced me to stop0 -
Graham_Devon wrote: »But I'm not, and do. Remember that it riled you so much that I have the NHS pension? But you just cannot get your head around the fact I don't work specifically for the NHS? Remember all that reno? Has you doing circles.
Now, stop making things up. It's catching you out time after time at the moment.
Nope, I remember full well that your 'back story' is that you work for the NHS. What riles me is that you spend all your time on here while getting paid by the taxpayer for supposedly working for the NHS.
You're one of the bad apples who give other, hard working, public sector workers a bad name.
Graham Devon after a hard day [STRIKE]at the office[/STRIKE] on the forum.0 -
RenovationMan wrote: »Yes, in the 'bear' world of fantasy someone who gets a pay rise instantly buys a 4 bed detached executive home, a BMW 3 series, starts going on holidays to the Maldives and buys Camel coats.
It's humourous to watch these guys come up with increasingly unlikely scanarios and often bizarre arguments to protect their bear memes. They have religious faith in their bear beliefs and stick to them regardless of the logic your throw at them. They're fanatics and apart from the fact you can have a jolly good time wrapping them in knots, there is little point arguing with them. You might as well try to convince the pope that God doesn't exist than persuade a bear that one of his memes doesn't hold water. Fanatical. :rotfl:
Interesting spiel from someone who constantly calls the whole bull bear argument stupid.
Having said that Renoman you certainly seem to be very anti bear and therefore cannot hide your true colors.
Are you happy to call yourself a bull now? :rotfl:0
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