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Halifax cold calling
peawack
Posts: 320 Forumite
in Credit cards
Halifax called yesterday.....What accounts do you have with us ?......What's your credit limit ?......Year of birth etc etc....
I refused to enter into the conversation on security grounds, as I always do in these circumstances. It probably was genuine, but I don't like it. Anyone had the same call ?
They said they will send the info by mail. Is it a good offer, I wonder(I have nil balance).
I refused to enter into the conversation on security grounds, as I always do in these circumstances. It probably was genuine, but I don't like it. Anyone had the same call ?
They said they will send the info by mail. Is it a good offer, I wonder(I have nil balance).
Peter
0
Comments
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Halifax called yesterday.....What accounts do you have with us ?......What's your credit limit ?......Year of birth etc etc....
I refused to enter into the conversation on security grounds, as I always do in these circumstances. It probably was genuine, but I don't like it. Anyone had the same call ?
They said they will send the info by mail. Is it a good offer, I wonder(I have nil balance).
More than likely a BT offer on the account if you have a nil balance and if the account is still open........Regards, Robin.2011 MFW # 34
Mortgage starting balance at Sept 09 - £127,224 on 30 year term. Currently balance approx £116,945 (Updated Jan '12)
Estimated MFD - [STRIKE]Sept 2039[/STRIKE], April 2031 (in progress!)0 -
I wrote to them recently after they reminded me that I had an existing 0% offer currently running. The problem for me was that it was about to expire and would shoot up to 21% two weeks later ! Or am I being cynical ???
Maybe this is a peace offering.Peter0 -
I wrote to them recently after they reminded me that I had an existing 0% offer currently running. The problem for me was that it was about to expire and would shoot up to 21% two weeks later ! Or am I being cynical ???
Maybe this is a peace offering.
Well if the 0% offer was about to expire, then yes the rate would return to the standard one. What this prob is could be an offer of a LOB rate ~4.95 or 6.95% with a 3% fee.
If you call them, they can have a look and see what offers (if any ) are on your account.Regards, Robin.2011 MFW # 34
Mortgage starting balance at Sept 09 - £127,224 on 30 year term. Currently balance approx £116,945 (Updated Jan '12)
Estimated MFD - [STRIKE]Sept 2039[/STRIKE], April 2031 (in progress!)0
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