Car insurance

tenbags

Hi,

I have just returned from Spain after working there for 3 years (due to not being able to find a job in the UK). I have had car insurance before I left and had 6 years no claims bonus on a Nissan 350z. my insurance was around 700pounds a year!!

I still have a house in the UK while I worked in Spain and my girlfriend lived in the UK. I was also on my girlfriends insurance in the UK as a named driver for the first 2 years while I was in Spain. Unfortunately we split up 1 year ago so I have been uninsured for 1 year.

I have now returned to the Uk and am trying to get insurance for a R reg 1997 BMW 320i.

the quotes I'm getting are between 2800 pounds and 6500 :eek: pounds the car was given to me free and is worth 500 pounds....

Am i doing something wrong or is this the state of the insurance industry in the UK? i am 41 next week.

McKneff

You have to start again with your NCD I'm afraid.
I think its a 2 year gap, then it goes.

Just keep on shopping around.

dacouch

Have a look at comprehensive cover

tenbags

hi thanks, it is comprehensive...and I have tried 3rd party the quotes don't change by much...

is it the car?

DCFC79

tenbags wrote: »

hi thanks, it is comprehensive...and I have tried 3rd party the quotes don't change by much...

is it the car?

Might be as McKneff says, your NCD slate is wiped clean and will have to start paying alot for insurance.

Could be the car but im not experienced enough.

tenbags

even if I have been a named driver within the past 2 years. Does NCD not count as a named driver?

I also had a company car in Spain and was on Company insurance there.

thanks

rs65

Try your last insurer in the UK and see if they will help.

Phone rather than online would be best.

vaio

As well as trying your last insurer, a good local broker might be worth a call too.

Do you have evidence of claim free motoring from your spanish employer/insurer? If not it might be worth getting a letter from them (ideally in english)