natwest extortion charges (in debt from their charges only)

someonenew2012

Hi

i was over drawn by natwests £8 charge on the 12th apr 2012, which i paid on the 20th due to not being at work:

12 Apr 2012Charge22MAR A/C ********
- 8.00-£8.00 20 Apr 2012OTRCALL REF.NO. 2745 , FROM A/C ********8.00 - £0.00

i then recieve another charge on the 11th of may which put me £3 in arrears on my account:

11 May 2012Charge20APR A/C ******** - 8.00-£3.00 11 May 2012ChargeUNARRANGED OD FEE , 20APR A/C ******** - 48.00-£51.00
which has sort of annoyed me, so am using my other account at the moment and just recently found part time work,.. but again they have charged me gain for them making me go overdrawn:

12 Jun 2012Charge22MAY A/C ******** - 8.00-£60.75 12 Jun 2012ChargeUNARRANGED OD FEE , 22MAY A/C ******** - 72.00-£132.75
and this moth they intend on adding another 186 ontop of the 132 to make me even more in the red

Unarranged Overdraft Fees for the period 23 May 2012 to 22 June 2012 The Unarranged Overdraft Fees accrued on account number ******** are £186.00 Charge The amount we will take from account number ******** on 13 July 2012 is: £186.00 This amount is made up of 31 days at £6.00 per day where you have exceeded your arranged overdraft limit or available funds within this charging period. For confirmation of the exact days you have exceeded your arranged overdraft limit or available funds please refer to your most recent statement.

so in total over 300 quid, when really i think banks should not be allowed to charge this amount, even loans look nicer than what they are doing to me, im refusing to pay it as i paid back the amount orginally of £8 at the beginning, so for them to add charges then cotinuing to carry on is un acceptable.

is there any advice please

thanks

stclair

Call Natwest Lending on 0238 022 6443 press option 2 then option 4 and discuss it with them...

I would also recommend registering for act now alerts:

http://www.natwest.com/personal/online-banking/g1/alerts/act-now-alerts.ashx

exel1966

What was the original £8 charge for on 12th April ?

madgagoo

exel1966 wrote: »

What was the original £8 charge for on 12th April ?

Select silver packaged account, would be my educated guess.