Preparedness for when

daz378

i would go to official government advice sites.......as with these new rules..they will attract conmen and dodgy websites..... dont be taken in with a flashy website...... though i expect on here im preaching to the converted........... Im on a late today and early tomorrow awful combination .... then a couple of days off.....take care

[Deleted User]

I think cashing in your pension pot would make it very tempting to think live now and pay tomorrow, but once the pension pot is spent you wouldn't be able to would you? We're pensioners and also are lucky enough to have a works pension too but over the years we've prioritised some things over others and now live a simplified lifestyle, not an austere and going without lifestyle but know what is necessary both for happiness and comfort. My biggest advice to anyone thinking about cashing in a pension, no matter how small or how big would be to look seriously at your lifestyle while you are still working and tailor it to comfort levels without all the frills and think carefully about what you need by way of incomings to meet your needs. For us having enough to eat, a warm and waterproof coat and shoes for the winter, the woodstove (which was an investment) to warm us and our books to keep us entertained really IS enough. We don't lack for anything we need for contentment, it's a good place to grow older in!

the_cake

Haven't posted for a while as all our litigation b*ll*cks is still very much live and ongoing. Certainly a SHTF situation for us, as the fees charged by our solicitors are eye-watering. Managing - just - to keep on top of things so far (OH has had ONE day off since New Year, working a seven day week), but I am now looking into OH becoming a Litigant in Person. We have a lovely friend, a retired solicitor, who is more than happy to help us if we go down this route - he has a very clear mind and would be a great asset. And his OH doesn't mind - I did check with her before asking him! So, exciting but very scary times ahead for us. I am attempting to keep the stress levels down by alternating paperwork with either cooking or gardening - did make a truly delicious gooseberry upside-down cake last night, which made us both feel better. And fatter. Anyway, I am reading along, still here, surviving (and intending to thrive despite the barstewards), and send all of you my love and thanks for keeping me sane(ish). xx

Frugalsod

Re the cashing in of pensions I do wonder who benefits. Most pension pots are below £30 000 anyway and so do not generate enough income for any one to retire on anyway. They might generate a one off tax charge which helps the government, and if that money is spent quickly it might actually boost the economy for a brief period of time. If the money is in peoples bank accounts then it could benefit the banks in a serious bail in, even if it is only £30 000. It might also reduce the overheads for pension funds as small pensions are probably not worth the administrative costs, so closing the fund down and allowing a cash out will help them. In the end though most people will still be vastly dependent on the state pension. I do think that many people who were sold endowment mortgages will probably have to cash in their pension to cover a mortgage liability as well. I suspect that the banks lobbied for this rather than the Lamborghini salesmen of Mayfair.

jk0

Karl Denninger has turned his attention to prepping. While American, his thoughts might interest you guys:

http://market-ticker.org/akcs-www?post=229929

[Deleted User]

It might be time to start keeping your eyes open for wild foragings if you are into that type of survival, the hawthorn leaves here are just popping green on the hedges, there is a lovely fresh growth of nettles, the hedge garlic is beginning to grow on and there is an awful lot of wild plum and cherry blossom which could be made into fritters and we're almost into Ramsons(wild garlic) season too so keep your eyes open and you might end up with a free meal.....if you're new to foraging make absolutely SURE though that you know for certain what is the plant you are picking, there are also a lot of things coming through that will harm you too!

Karmacat

jk0 wrote: »

Karl Denninger has turned his attention to prepping. While American, his thoughts might interest you guys:

http://market-ticker.org/akcs-www?post=229929

Those are great articles! Very practically based. In this country, there aren't so many places where if your car breaks down on a road you're completely isolated (tho I'll bet quite a few of the posters on this thread live in such places, especially mar!) but the main thrust of the article(s) is spot on.

MrsLurcherwalker wrote: »

It might be time to start keeping your eyes open for wild foragings if you are into that type of survival, the hawthorn leaves here are just popping green on the hedges, there is a lovely fresh growth of nettles, the hedge garlic is beginning to grow on and there is an awful lot of wild plum and cherry blossom which could be made into fritters and we're almost into Ramsons(wild garlic) season too so keep your eyes open and you might end up with a free meal.....if you're new to foraging make absolutely SURE though that you know for certain what is the plant you are picking, there are also a lot of things coming through that will harm you too!

I love foraging - I've done hardly any of this type, but I love it. I can confidently identify jack by the hedge now, I have ransoms in my garden that I planted two years ago, and the other standbys are good too. Determined to make my own salsa verde and pesto this year

GreyQueen

I enjoyed those articles, too, thanks for linking to them.

We've a more benign climate than many parts of the world but you don't need to have huge amounts of cold in order to become hypothermic, it's perfectly possible to achieve fatal hypothermia in the UK. There's seldom a winter here when someone, usually with copious amounts of drink aboard, who doesn't die of exposure by lying down drunk/ attempting to walk home a few miles in cold weather whilst poorly-clad and inebriate. All sad deaths which should have been avoidable, a waste of a life and wretched for those loved ones left behind.

I don't do impractical shoes, but some people drive long distances with only silly footwear and will be in a major pickle if the car breaks down. I was minded to recall a lady who had a car crash in front of me (driver error, she was later prosecuted over it) which sent her car off the road and into the hedge where it caught fire. Me and several blokes got her out (you should not move a casualty unless it would be more dangerous to leave them there, but the car was on fire and we'd no choice). Lady had only minor bruising and shock, mercifully, but she had been wearing court shoes and these came off and were left behind in the burning car. As was her handbag containing the important stuff.

It's important to understand that if you are in a crash, you may be walking wounded but only escape with what you stand up in and the contents of your pockets.

daz378

hiya people ...... is there an item you overprep on? not planned prep .... but impulse prepp .... with me its batteries and tins of salmon cos dad gives em me every week and last few weeks corn beef as well, my stocks of these outnumber my other prepp items by quite a lot, also i have powerbanks.....hope ya all ok

Frugalsod

jk0 wrote: »

Karl Denninger has turned his attention to prepping. While American, his thoughts might interest you guys:

http://market-ticker.org/akcs-www?post=229929

What I thought was interesting was that he rightly put shelter at the top of the list. The number of bug out bag videos that do not have anything that would resemble adequate shelter is incredible. Overall though it is a very well thought out list and does cover most of the things that we really will have to face day to day. He also highlighted a huge flaw in most gun owners plans.