Preparedness for when

GreyQueen

Fuddle, I don't know you in RL (or your sister) but I believe I'd enjoy your company a lot more than I would hers.

I've often thought that is a marvellous bit of head-fakery that allows people with mortgages to be called "home-owners". You don't own it, the bank owns it, and if you don't keep up your mortgage, they'll have it off you faster than a private landlord will be able to evict a private tenant for non-payment of rent, never mind a social landlord like mine.

So, who owns what? Who has security? Ultimately, we don't "own" anything in this world. We "own" the right to use and control something, and that's all. You might own a lovely TV in the morning when you go to work and a lovely space when you come home after a burglary.

The best wealth and security is a steady character, a courageous dispostition and the ability to make the best of what you have, and to surround yourself with likeminded people.

VJsmum

I think the fact that we refer to it as "our" mortgage, like it is our right, Might change our perception . Whereas it is the bank (or whoever) that have the mortgage on your home. Do you think we would think differently about it if instead of "I have a mortgage on my house" we said "the bank has a mortgage on my house"?

ArthriticOldThing

OOOOPS!!!! I posted this on the OS Doorstep threat in error. Sorry.

fuddle you are correct. She will end up in the same position again sooner rather than later as her work situation is not stable or secure. I worry about her but she does not want to listen to me.

And I agree with GQ about your company.

jk0

GreyQueen wrote: »

Fuddle, I don't know you in RL (or your sister) but I believe I'd enjoy your company a lot more than I would hers.

I've often thought that is a marvellous bit of head-fakery that allows people with mortgages to be called "home-owners". You don't own it, the bank owns it, and if you don't keep up your mortgage, they'll have it off you faster than a private landlord will be able to evict a private tenant for non-payment of rent, never mind a social landlord like mine.

So, who owns what? Who has security? Ultimately, we don't "own" anything in this world. We "own" the right to use and control something, and that's all. You might own a lovely TV in the morning when you go to work and a lovely space when you come home after a burglary.

The best wealth and security is a steady character, a courageous dispostition and the ability to make the best of what you have, and to surround yourself with likeminded people.

Have you ever read Mary Croft's book, GQ?

http://thecrowhouse.com/Documents/mary-book.pdf

What you said above reminded me of what Mary mentioned on page 52 regarding even people who think they own their houses outright:

"You own no property; slaves can’t own property. Read the Deed to the property that you think is yours. You are listed as a Tenant."

thriftwizard

...and the literal translation of the word "mortgage" is death-grip :eek:

Butterfly_Brain

mardatha wrote: »

I think the people who will come out of this best are like those I know up here who live remote, who work strictly cash in hand and stay under the radar, who trap and shoot and fish, who barter and swap favours, and grow their own veg.
I know several who live like this deep in the hills and who won't notice any difference because they have always remained separate and self sufficient.

Is there room on your hill for me?

RAS

Did anyone pick this up http://www.theguardian.com/lifeandstyle/2013/oct/12/experience-i-disappeared-for-30-years

She was living in the hills for a long time (with partner).

westcoastscot

Ras that's really interesting, thankyou.
Mar its a fantastic way to live - now we're on the mainland we're a little more connected, but 9/10ths of modern life passes me by, which is absolutely fine by me.

WCS

mardatha

Me too WCS. sometimes I have to work at it though, to blot things out.

ragz_2

DH and I have been discussing for a few months now about moving, we are in the very expensive and overcrowded south east, (lucky enough to be in a lovely village, just have a very small garden and the rent costs a LOT compared to some areas) and wondering about moving somewhere we could afford a house with a bigger garden, and further from London in case the SHTF. I suggested Scotland but we are worried you wouldn't be able to grow enough there. I was wondering what everyone's opinion on that was? If you had to stay in the UK, but could move within it, where would you go?